DON’T LET CREDIT SCORE ISSUES     KEEP YOU FROM PURCHASING     THE HOME OF YOUR DREAMS.     Let us help you take advantage of     historically low interest rates on new     homes. I pay my bills on time, but I was told my credit score is a little too low to qualify for a good mortgage loan. We can help: First, we will run a credit report at our cost, and examine it with you.  We will give you a copy with all the problem accounts highlighted.  If the problems appear to be minor, we will suggest a quick way to resolve them and put you in contact with a mortgage lender who will be able to approve your loan soon. If the solutions require more effort, we will invite you to join our Future Home Owners Club: We will pay for a credit coach to guide you to an improved credit score and to a mortgage loan approval. You will have to pay for the fee upfront, but the fee will count as part of your down payment on your future home. If you follow the coach’s plan, we will freeze the price of the home of your choice for up to 6 months, while you are working on improving your credit. You will receive a letter of conditions from a lender stating what you need to do to be approved. As soon as the lenders conditions are met, you will be able to contract for the firm purchase of your new home at the price we promised to freeze it at for you. You will then enjoy the benefits of home ownership and of an improved credit standing.  A better credit will also make you car loan, your insurance and any other future borrowing much more affordable. Click here to see the answers to some other frequently asked questions.